If you stopped what you are doing right now to think about all of the items you own at home, would you be able to list off every single item? This should get you thinking of the last time you reviewed your personal property limits on your homeowner’s policy. Before you know it, an accumulation of new items can build up (along with their values!).
A complete and up-to-date home inventory will save you money, preserve your assets, and expedite the claims process. You wouldn’t want to face a damaging event (fire, flood, robbery, etc…) that destroys your property, and not seemost of it repaid. A home inventory would:
- Allow your insurance agent to provide owners and renters with a policy and limits that matches one’s needs.
- Allow you to prove the range of your losses when you file an insurance claim.
- Provide a memory jog and stress relief.
- Help to identify the items destroyed if any sort of disaster was to strike.
Disasters strike randomly, and without notice, so it is important to make sure the thingsmost valuable to you can be replaced if needed! If you’re not sure of the last time you have taken a home inventory or even if you have taken one at all, then make sure you do itsoon! You can find a home inventory solution by visitinghttp://www.seely-durland.com/client-resources and clicking on HOME INVENTORY on the right hand side of the page.