Posted by Dana Tuck - July 30th, 2010

Your wedding day is one of the most important moments in your life. There are many factors that are outside of your control that can profoundly affect or even postpone your special day. This is what keeps many a bride up at nights prior to the big day! So what if there was an inexpensive alternative to help alleviate the worries?

The answer is Wedding Insurance. Here are some of the concerns that are handled by Wedding Insurance:
No Dress – You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
Lost Deposits – We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or fails to show up.
Lost Rings – You can receive repair or replacement cost if the bride’s or groom’s wedding band is lost or damaged.
Severe Weather – If severe weather forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
Transportation Shutdown – If you have to postpone your wedding because a commercial transportation shutdown prevents the bride or groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
Ruined Photos – If your photographer’s film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.
Call to Duty – If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
Damaged Gifts – You can get repair or replacement cost if your wedding gifts are damaged.
Sudden Illness – If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
Venue Requires Insurance – As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
Additional Expense – If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost.

However one of the things the policy does not cover is change of heart or cold feet! The policy can be tailored to fit your own personal needs. Premiums can range from $95 to $300 depending on the size of your bridal party and the level of coverage you would like to purchase.

This coverage can easily be quoted online via are website by clicking HERE, or give me a call today!

About the Author:
Dana Tuck, ACSR, Assistant Client Relations Professional

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One Response to “Wedding Insurance – What Does It Cover?”

  1. Top 10 Auto Insurance

    Very interesting post. Certainly a lot of useful information. Very happy I found your site. Will bookmark it and return for more info.

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