Your wedding day is one of the most important moments in your life. There are many factors that are outside of your control that can profoundly affect or even postpone your special day. This is what keeps many a bride up at nights prior to the big day! So what if there was an inexpensive alternative to help alleviate the worries?
The answer is Wedding Insurance. Here are some of the concerns that are handled by Wedding Insurance: Read More »
Below is an interesting article from Travelers Insurance in relation to the need to consider Wedding Insurance. It’s a low cost option that provides much peace of mind!
For the second consecutive year, vendor and venue bankruptcies and service issues remain the most frequent causes of wedding day mishaps for couples, according to an analysis of 2009 wedding insurance claims by Travelers (NYSE: TRV).
A total of 62 percent of all wedding insurance claims from 2009 were the result of vendor and venue problems, a 19 percent increase in this category in comparison to a similar study Travelers released last year.
Travelers’ 2009 claim data showed mishaps with banquet facilities, caterers, photographers Read More »
You and your family are going on vacation and you plan on renting a car. Your 19 year old son will be going with you who, per the rental company’s contract, can not drive the vehicle unless he is 25 years or older. However during the course of the vacation, without giving it much thought, you ask your son to go to the store to get a couple things for dinner. On the way back the son is involved in an accident in which he is at fault. Will your personal auto policy provide liability coverage for damage to the rental car and the other party involved? Read More »
Tags: auto insurance, rental, rental car
When you own a rental dwelling, or the property you own is vacant, the risk dynamics from an insurance standpoint changes. The logic is that you, as the owner, will always take better care of your property when you are living there than someone who is just renting it from you. So the chance of a property OR liability loss are significantly greater when you rent your home. Also, your contents are typically not left in the home when you are renting, so this becomes an ‘add in’ coverage, if you need it. So the answer to this question is Read More »
Tags: dwelling policy, homeowners, landlord policy, rental
Your son or daughter is heading back to college with lots of electronics to include an IPod, computer, TV, Xbox, Play station or WII, cell phones, and more. Theft has become more common on college campus over the past few years, with over 50,000 property crimes reported annually, as well as more than 1,800 fires. In Pennsylvania, the state police announced that theft Read More »
Have you ever been driving down the road, following another vehicle, and that car kicks up a stone that hits your windshield and chips or cracks it? Of course that car in front of you is responsible … right?? Read More »
Recently a client visited our office very upset with their mortgage company. After living in the same house for 45 years, they got a notice that said their house was located in a Flood Zone and they were now required to have flood insurance, even though their property had never flooded, and they had never needed it before. Read More »
Travelers Insurance, one of our top insurance companies, sent us a newsletter that highlighted the top ways that criminals are stealing your identity. I felt the content was important enough to pass along to you!
It was inevitable that as consumers and businesses begin thinking seriously about the green alternatives available to them, that insurance products would soon follow suit to provide coverage AND credits to those making the transition. Insurers have long provided discounts for those that drive less, but it was determined on an accident bases versus consuming less fuel and putting less carbon into the skies. But now companies are offering greater discounts for driving under 15,000 miles a year specifically because it IS greener. These discounts tend to be geographically limited, and some require the use of a GPS type device to verify mileage, but the trend is growing.
You sure can!! There are MANY reasons that can cause a trip to be cancelled. A personal situation in your life, a major weather challenge, a medical emergency, or a problem with a third party vendor directly related to your travel. A trip can be very expensive, especially if it’s with your family. Here are a few more examples:
