Keep These Tips in Mind When Filing a Claim

carcrash

  The insurance world may seem complicated and complex. Some common questions that arise are: When is the right time to file a claim? When is not the right time to file a claim? Is every claim worth reporting? Is your worry the increasing rates that may follow? What is a reasonable deductible?   When […]

Brianna Smith, a Fourth Generation of SDI

BriReception

This Summer, Seely & Durland Insurance added a new employee who is very close to us. Brianna Smith, daughter of Beth Durland (sister of Garrett and Stuart Durland), has joined our team as our full time receptionist.  She is first person to greet and/or talk with you when you have any insurance inquiry and will ensure you […]

Lets Put Texting while Driving into Perspective

WoodStock

Every year there are 1.6 million crashes that involve cell phone use. This can be equated to four times the attendance of the 1960’s Woodstock concert being involved in an accident per year due to a cell phone. Statistics show that at any moment, 660,000 drivers are using their phone behind the wheel of an […]

Emerging increase in Heavy Rainfall and Lack of Homes carrying Flood Insurance

FloodInsurance

With the recent concern over Hurricane Joaquin, interesting statistics came out in the article “Why don’t property owners have flood insurance?” This article turns back to the destruction caused by Hurricane Sandy, causing $70 billion in damage where “less than half of those affected were insured”. Just a year later, flood damage further resulted in […]

Know How your Home Insurance is Calculated

HomeInsurance

A question that often comes up is how Home Insurance is calculated. This is important to know so you can be confident that you’re receiving proper coverage and paying fair premiums. It’s easiest thought that your Home Insurance is determined by the condition of your home and how resistant it is to damage and theft. So, simply put, […]

The Importance of Adequate Auto Insurance Coverage

WarwickAccident

Recently, there was an unfortunate car accident in our area that resulted in massive property damages needing “hundreds of thousands of dollars” in repairs. It is noted that the driver at fault is unlikely to have adequate insurance to pay for all the damage and, therefore, will need to pay for those significant damages ‘out-of-pocket’. This incident truly exemplifies the […]

Boat Towing Insurance, Getting out of Undesired Situations

BoatTow

Scenario: You are out driving your boat for your annual summer trip on your favorite lake, when suddenly, rogue debris gets sucked up and caught in your engine, rendering it inoperable. What do you do? Having some sort of mechanical issue out on a lake isn’t uncommon, and is likely to happen at some point in the life of a boat. […]

Situations for Why Travel Insurance is Worth the Investment

FlightCancellation

There are MANY reasons for a trip to be cancelled.  A personal situation in your life, a major weather challenge, a medical emergency, or a problem with a third party vendor that is directly related to your travel.  A trip can be very expensive, especially if it’s with your family.  Here are a few examples for […]

Jill Vozza, SDI New Employee: Insurance Solutions Provider

JVozza

Welcome the newest addition to the SDI team, Jill Vozza, our Insurance Solutions Provider! Jill is a certified insurance counselor (CIC) and certified professional insurance agent (CPIA) with over 35 years’ experience in the property and casualty insurance industry. She has knowledge in all aspects of the industry, with a primary focus on business sales, service and […]

Boat Insurance, Consider Coverage before Revving up the Engine!

BoatInsurance

Statistic: In 2014, the Coast Guard counted over 4,000 accidents and approximately $39 million of property damage due to recreational boating.1 Boat insurance covers most motored water-crafts in the event of a loss, such as an accident or theft, which could make all the difference in the event of a major incident. If you are an […]